Risk-based authentication process applies varying levels of strictness to the authentication process based on the probability that a given application can be compromised. The authentication process becomes restrictive and casts a wider net based on the increase in risk. Understanding the Types of Authentication Authentication methods are usually grouped into a few different factors. 1. Ownership Factors Bank cards, security tokens, mobile phone. Physical objects which a user is required to be in possession of. The risks to these types
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