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OTP-token Risk Based Authentication

What is Risk Based Authentication?

Understanding the Types of Authentication Authentication methods are usually grouped into a few different factors. 1.    Ownership Factors Bank cards, security tokens, mobile phone. Physical objects which a user is required to be in possession of. The risks to these types of authentication are theft and cloning. 2.    Knowledge Factors Something the user knows. A password, PIN or answer to a question such as “what is the first street you grew up on” 3.    Inherent Factors These attempt to make

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