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4 Big Problems with Knowledge Based Authentication

security_questionsLet’s look at the traditional method of Knowledge-based authentication to understand its shortfalls. Background Since the dawn of the web, online account authentication has barely changed. A user would input their username (email or screen name) and follow up with a password. This is the foundation of knowledge-based authentication (KBA) For companies that aim to appear more secure, it isn’t uncommon for them to use knowledge-based authentication questions in addition to your password. I bank with two different bank accounts;

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