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Medication and a glass of water

How to comply with PSD2 authentication without a headache

Medication and a glass of waterThe European Union’s Payment Services Directive 2 (PSD2) regulation finally came into full force in most countries this year, putting the burden on companies to meet authentication requirements for payments. Regulations like these often come with additional security hoops consumers have to jump through. But it doesn’t have to be that way. With the right strategy, companies can provide frictionless online experiences while remaining compliant with constantly changing regulations, including PSD2. Using passive behavioral biometrics, you can seamlessly verify that

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4 Big Problems with Knowledge Based Authentication

security_questionsLet’s look at the traditional method of Knowledge-based authentication to understand its shortfalls. Background Since the dawn of the web, online account authentication has barely changed. A user would input their username (email or screen name) and follow up with a password. This is the foundation of knowledge-based authentication (KBA) For companies that aim to appear more secure, it isn’t uncommon for them to use knowledge-based authentication questions in addition to your password. I bank with two different bank accounts;

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