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OTP-token Risk Based Authentication

What is Risk Based Authentication? (KBA)

OTP-token Risk Based AuthenticationRisk-based authentication process applies varying levels of strictness to the authentication process based on the probability that a given application can be compromised. The authentication process becomes restrictive and casts a wider net based on the increase in risk. Understanding the Types of Authentication Authentication methods are usually grouped into a few different factors. 1.    Ownership Factors Bank cards, security tokens, mobile phone. Physical objects which a user is required to be in possession of. The risks to these types

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credit cards

Stolen Credit Cards Just the Beginning of a Costly Cycle for eCommerce Merchants

credit cardsOn July 26th, a 5 man Eastern European credit card hacking ring was caught and broken. The defendants were discovered with over 160 million credit card and debit card numbers.  Although this is the largest bust in US history, the proliferation of this type of crime is growing and understanding the tools that these criminals use once the card numbers are exposed is critical to curb the financial damage once the card has been breached. Just as eCommerce merchants and

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